Our expert team and proprietary ScoreForge™ engine analyze your credit reports, file disputes with all 3 bureaus, and relentlessly fight to remove negative items — automatically, every 30 days.
Advance payments go into a Florida trust account at Truist Bank. They are not released to us until the work for that period is done and your cancellation windows have closed.
You have 5 business days under Florida law and 3 business days under federal law to cancel without penalty. After that, you can cancel anytime.
No one can legally remove accurate, timely information from your credit report. We dispute items that are inaccurate, incomplete, or unverifiable, and you can see every dispute we file.
You sign up. Our team and ScoreForge™ engine do the rest. Seriously — that's it.
Securely link your credit reports from all three bureaus. Takes about 2 minutes.
ScoreForge™ identifies every disputable item. Our team generates unique FCRA-compliant letters and files with all 3 bureaus.
See each dispute and each bureau response on your dashboard. Every 30 days, we re-analyze and file the next round.
Track every dispute, every removal, every score change — while our team does the heavy lifting.
Three tiers — Essential, Professional, Intensive. Pick the level that fits your case.
Plus a one-time $99 setup fee. All advance payments are held in our Florida trust account until services are performed and your cancellation windows expire.
No specific results are guaranteed. Results vary by individual.
Dark web monitoring and identity theft insurance to keep your information safe.
Our team sends settlement offers, pay-for-delete, and debt validation letters on your behalf.
Every day you wait is another day with higher interest rates, denied applications, and missed opportunities. Let our team start fighting for you tonight.
You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly, at no cost to you. No one can remove accurate and timely negative information from your credit report. You are entitled to a free credit report annually from each of the three major bureaus at annualcreditreport.com.